Surcharge Program
Surcharging allows merchants to add a fixed “% checkout fee” to ALL credit card transactions.
This fee is passed on to the end consumer to eliminate ALL the credit card processing fees for the merchant!
- Applied to ALL Credit Card Types: Visa, Mastercard, Discover and American Express OptBlue.
- Available for US-based merchants, except for merchants in the following states: MA & CT.
- Merchant Surcharge Program adheres to all card brand rules, regulations, and registrations.
- Free Equipment and Signage Provided.
- Payment Flexibility for Customers.
- Next-Day Funding for All Card Types.
- Merchant can be set up with daily or monthly discount.
- Merchant Surcharge Program can only be applied to Credit Card transactions.
- Merchant Surcharge Program cannot be applied to Debit Card transactions.
- Signage with the credit card surcharge percentage must be posted at the business.
- Signage must also indicate debit card transactions are not Surcharged.
- For card-not-present transactions, the customer must be notified about the surcharge amount before processing.
- The surcharge must be itemized on the customer receipt / The device we provide for free will include this automatically.
- Each card brand must be notified of the surcharge amounts collected from. transactions using their cards. / We take care of this for you!
A surcharge is when a merchant charges an additional fee for Credit Card Transactions only, on top of the price that they display.
- Surcharge Rate: 3.0%.
- Merchant charges the consumer 3.0% on the sale amount for their credit card transaction.
- Example: $100 credit card sale plus a 3.0% surcharge results in a total sale amount of $103.00 charged to the cardholder.
Cash Discount Program
Cash Discount Program is when a merchant offers a discount for customers who pay with cash.
- Applied to ALL Card Types: Visa, Mastercard, Discover and American Express OptBlue.
- Available in ALL 50 States.
- Cash Discount Program adheres to all card brand rules, regulations, and registrations.
- Free Equipment and Signage Provided.
- Payment Flexibility for Customers.
- Next-Day Funding for All Card Types.
- Cash Discount Program can be applied to BOTH Credit Card and Debit Card transactions.
- Signage with the Cash Discount Program must be posted at the business.
Cash Discount is when a merchant offers a discount for customers who pay with cash.
- Cash Discount Rate: 3.0%.
- Example: Merchant charges $103 for a Debit or Credit Card Transaction, however if the customer pays in Cash the sale amount is $100.