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Understanding Cash Discounting and Surcharging

  • Cash Discount Program is a where a customer receives a flat rate discount for paying with Cash instead of using a Credit or Debit Card. 
  • 100% of the Cost for processing BOTH Credit Cards AND Debit Cards is passed onto the customer.
  • ZERO FEES PROCESSING!

  • Yes, Cash Discount Program is legal in all 50 states.
  • Yes, Cash Discount Program can be applied to ALL Card types: Visa, Mastercard, Discover, and American Express OptBlue.
  • Yes, Cash Discount Program adheres to all card brand rules, regulations, and registrations.

  • Clear signage about the Cash Discount Program must be posted in the dealership, preferably at the point of sale. 
  • Certified equipment/applications must be deployed/implemented at the merchant’s location.
  • RevUpX Provides Free Point of Sales Devices.

  • Surcharge Program enables dealerships to add a fixed percentage (%) checkout fee to ALL Credit Card Transactions.
  • The fee is passed to the end consumer to fully offset ALL Credit Card Processing Fees paid by the dealership. 
  • Surcharge Program can only be applied to Credit Card Transactions.
  • Surcharge Program cannot be used for Debit Card Transactions.

  • Yes, Surcharge Program is legal in all 50 states. (Except for MA & CT)
  • Yes, Surcharge Program can be applied to ALL Card types: Visa, Mastercard, Discover, and American Express OptBlue.
  • Yes, Surcharge Program adheres to all card brand rules, regulations, and registrations.

  • Clear signage about the Surcharge Program including the surcharge percentage (%) must be posted in the dealership, preferably at the point of sale.
  • The signage must also indicate Debit Transactions are not charged a surcharge.
  • RevUpX Provides Free Point of Sale Devices that itemize the surcharge on the customer receipt.
  • RevUpX Registers each merchant Surcharge Program in accordance with each Card Association.

  • Cash Discount Program provides a reduced price when paying with cash and can be applied to BOTH Credit Card Transactions and Debit Card Transactions.
  • Surcharge Program adds fixed percentage to the cost of Credit Card Transactions ONLY, Debit cards cannot be surcharged.

  • Yes, you can cancel at any time, with no termination fees whatsoever!
  • You do not sign a contract; it is simply a month-to-month agreement.